Tuesday, April 10, 2012

I finally have a new insurance

I have a new insurance and a good one at that. I now have medical mutual. I was having so much problems with insurance that this is my 3rd insurance. The 1st one pre-approved my surgery but was cancelled due to employer. The second one didn't even cover surgery at all so that was a waste of time, money and energy. And finally I just got this one. We stated my pre existing conditions in the application to be on the safe side and I'm glad we did because amazingly it was waived. So I will not have a waiting period. So that's good news. But....I don't wanna be too happy yet because I still have to get pre-approved for surgery and prove it is medically necessary. I have an appt on may 24 2012 with my OS and it will be my THIRD consultation! I have to have a consultation and new xrays n stuff because it is a new claim. They are probably so sick of me by now. I'm hoping everything will go smoothly from now on and I'm hoping they will pre-approve everything after all this headache..We will see. Like they say, 3rd times a charm!